Importance of Planned Investments & Need for Insurance | A V Consulting | Contact us at 9930491977

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Introduction
Life is a combination of many ups and downs. And many stages of our lives are planned and to an extent, it can be said that they are certain. So we plan and save for these future events in anticipation. Which is indeed a good habit. And we Indians, are well trained by our parents and ancestors in doing so.
The million dollar question is that - Do the traditional methods of your saving, like hiding money in utensils, or maintaining a piggy bank, or depositing funds in a savings account or even a recurring or a fixed deposit account, carry the potential to fulfill your goals in this modern day?
So let's leave alone the planned events at the moment. What about the uncertainties of life? Illnesses, accidents, hospitalization, deaths. So, who wants to die? Do you want to die? The answer is obviously no. And it's no different for me or anyone else for that matter. But it doesn't mean that it's never going to happen. So who plans for that. Obviously you and only you. Nobody else has to or can do it for you.
Are your savings competent enough to take care of everything?
I'm sure, at least one of these questions by now have given you some alarming sensation. If so, then read on.

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Here are some tips on how to ensure that you are ready for the future:
1. Make a plan. . Begin by creating a roadmap that outlines your short- term, mid-term and long-term goals, as well as what steps you need to take to reach them.
2. Get insurance.
Protect yourself and your finances, by getting insurance. This is the first and foremost step in any financial planning. ( Planning for the uncertainties)
Get a health insurance, that covers you at least 10 times your annual income. So lets say, your annual income is 15,00,000 ( Fifteen Lacs ), your health insurance cover for a nuclear family ie. 2 Adults and one child should be 1.5 crores. In other words, 2 - 5 percent of your monthly income should go towards your health Insurance premium.
Get a Term Life Insurance. As this will provide for your family in your absence. An ideal Term Life Insurance cover, should be at least 20 times your annual income.
3. Invest in technology. Not only is technology an essential tool for growth, it’s also increasingly important in the modern day. By investing in the latest technologies, you can improve efficiency and reduce costs associated with running around and doing everything yourself.

Importance of Planned Investments
There is no doubt that a sound financial plan is essential for any individual or family looking to achieve long-term success. However, many people overlook the importance of planned investments and end up saving traditionally, without realizing the potential consequences. While insurance can help cover some of these risks, it's also important to make sure that your overall financial picture is well-rounded.
If you're not prepared for the future, there's a good chance that unexpected events will cause financial problems. For example, if you have high-interest debt and an unexpected expense comes along, you may struggle to meet your monthly obligations. This can lead to credit card debt, missed mortgage payments, and other costly difficulties down the road.
The best way to avoid these kinds of problems is to have a solid financial plan in place from the start. This includes setting aside money each month for savings and investing in conservatively marketed products like bonds and CDs. You also need to be aware of your insurance options – especially if you anticipate your work or day-to-day activities require you to travel long distances. So you should definitely possess -
Health Insurance
Term Life Insurance and
Personal Accidental Insurance
While it may seem like an extra step, getting insurance coverage for your finances is definitely worth it. Not only will it help protect you from major loss, but it can also reduce stress about money issues in the future. Contact A V Consulting today if you're interested in learning more about how planned investments and insurance can work together to help you achieve long-term success."

Need for Insurance
As an individual or business, it is important to have a sound understanding of what insurance covers and how it can protect you in the event of loss. There are many different types of insurance, each with its own benefits and drawbacks.

Property & Casualty Insurance:
This type of insurance protects you from losses caused by natural disasters (floods, hurricanes, earthquakes), accidents (car crashes, injuries sustained in accidents), and theft. It may also cover personal liability (in the event that you are deemed at fault for an accident or theft).

Life Insurance:
A life insurance policy provides financial protection for your loved ones in the event of death. The amount of coverage offered will vary based on your age, marital status, and other factors. This will cover not only for your family’s day-to-day expenses, but also cover up for your loans, credit cards & mortgages if any.
We also have provisions, wherein the insurance benefits ie. the claim settled to your wife’s account can not be claimed by any creditor of any statute under a legal act.
We offer Life Insurance policies with a 99.34% claim settlement ratio. Which means, that out of 100 claims that we file with our insurance provider, they honor all the claims. 99.34 times. That’s practically a big honour.
Talk to us to know more about it.

Health Insurance:
Many people consider health insurance to be an important investment because it can help to protect them from catastrophic medical costs should they need hospitalization or surgery. Health insurance policies come in different levels of coverage and often come with extra perks such as discounts on medications or preventive care services.
We offer policies with a 99.8% - 100% claim settlement ratio. Which means, that out of 100 claims that we file with our insurance provider, they honor all the claims. 99.8 to 100 times. That’s practically always.
If you are currently without life or health insurance coverage, now is the time to here consider getting protection for yourself and your loved ones. A V Consulting can help you to identify the right type of insurance for your needs and budget, and we are happy to provide FREE quotes!

Why choose us
We Are Always Available
A V Consulting is dedicated to providing a high quality Customer Service experience and having a long term relationship with it’s clients. And the key foundation to it is availability and quick responsiveness. So we have an instant connectivity, whenever our clients call us. A minimal turn around time, in case we miss your call. This, we believe, is the basic and most important requirement for a successful service-oriented business.

We Value Our Clients
A V Consulting is highly focussed on providing value for money to its clients. Therefore, we provide you with products and services, that create great value for you in the long run.

We Imagine Being In Your Shoes
A V Consulting believes, when providing solutions, it is good not only to understand, but also feel and experience the emotions, a particular necessity or requirement is backed with. Which definitely differs from person to person. And that is why, we never miss on analysing and calculating solutions, based on both, the practical and emotional factors. This is what we believe, makes us unique and the brightest among the crowd.

We Ensure Optimal Claim Settlements
A V Consulting is highly focussed on it’s client satisfaction. Therefore, especially in case of insurance products, we ensure that our clients buy, products from companies, with add-ons and features highly recommended by us. And leave the claim settlements to us. We know and love jobs, with a high responsibility.

Specialists
We are specialists in our fields of services, with a great amount of experience. Quality, Integrity and Customer Satisfaction, are the core principles, our business is founded on. That’s the reason, we have successfully built, a loyal client base, with a high renewal ratio. And receive a number of positive referrals from our clients.

Conclusion
The conclusion of this article is that while it is important to have a diversified portfolio, it is also important to have insurance in case of an unforeseen event. Many people do not realize the importance of having insurance until something bad happens and they are left with no choice but to seek financial assistance. Overall, this article provides an overview of why you should plan for investments and how insurance can help protect you in the unlikely event something goes wrong. If you have any questions or would like more information, please do not hesitate to contact us at 9930491977.

A V Consulting
A1- 402, Kanchan Pushp Co-op Housing Society, MH SH 42, opp. Suraj Water Park, Thane West, Mumbai, Maharashtra 400615

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